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Deposit Schemes
The bank provides two types of deposit schemes. The first
one is a normal deposit scheme. The second one called Dhanyapoorna
Cash Certificate Scheme is a very attractive and
remunerative scheme. Deposit Rs.500/- or its multiples for
66 months and earn twice the amount you have deposited. Or
deposit Rs.500/- or its multiples for 104 months and earn
thrice the amount you have deposited. The table given below
will give the details.
| Current Deposit |
Amount after 66 months |
Amount after 104 months |
| Rs. 500/- |
Rs. 1,000/- |
Rs. 1,500/- |
| Rs. 1,000/- |
Rs. 2,000/- |
Rs. 3,000/- |
| Rs. 10,000/- |
Rs. 20,000/- |
Rs. 30,000/- |
| Rs. 100,000/- |
Rs. 200,000/- |
Rs. 300,000/- |
Loans
The bank also provides various loan facilities
 Gold loan
Agricultural.
Loan
Business
loan
Vehicle
loan
Other non
agricultural loans
Interest Rates
| On Deposits |
| Fixed deposit |
15 days |
5.5 % |
| Fixed deposit |
46 days to 179 days |
6.5 % |
| Fixed deposit |
180 days to 364 days |
7 % |
| Fixed deposit |
1 year to 3 years |
7.75 % |
| Fixed deposit |
Above 3 years |
8 % |
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| On members loan |
| Gold loan |
10% |
| Agrl. Loan |
8.5% |
Business loan/
Vehicle loan/
& other non agricultural loans |
9 to 13 % (slab rate) |
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